If you need funds fast you may be able to refinance the assets you already own

  • Simple, quick phone application
  • Finance from £10,000 to £5,000,000
  • Funding terms from 3 months to 5 years
  • Bad credit history, large debts – No problem!
  • High street banks unsupportive
  • Tenant Farmers welcome
  • Competitive Rates
  • Tax Efficient
  • Decision within 24 hours
  • Simple, quick phone application
  • Finance from £10,000 to £5,000,000
  • Funding terms from 3 months to 5 years
  • Bad credit history, large debts – No problem!
  • High street banks unsupportive
  • Tenant Farmers welcome
  • Competitive Rates
  • Tax Efficient
  • Decision within 24 hours

No matter what you need the funds for and however dire you think your financial position is contact us for a no jargon chat.

Call us on: 01604 969508, email: enquiries@abfltd.co.uk, or enquire online today. Our finance solutions are only available in England, Scotland and Wales.

What is asset refinancing, is it right for me?

Refinancing in business involves replacing an existing loan or loans with new funds to secure better financial terms, improve cash flow, or restructure debt. Or it’s simply raising new funds using equipment you already own as collateral.

Companies typically refinance to raise new funds, lower interest rates, extend repayment periods, or free up capital for expansion or operational needs. It can also help consolidate multiple loans into a single, more manageable payment..

Refinancing can reduce borrowing costs and improve liquidity.

When you need us, we’re here to help you

Alchemy Business Finance Blue Tractor and Closed Bank
  1. Get in touch to see how we can help
  2. We’ll discuss your options
  3. Get your decision within 24 hours
  4. Funds are typically paid out within the next 48 hours

Call us today on: 01604 969508, email: enquiries@abfltd.co.uk, or complete the form to get in touch.

Our finance is only available to agricultural businesses based in England, Scotland and Wales.

Your contact preference:

Your privacy:

For details of how we use your submitted data, please refer to our Privacy Policy and Terms of Use.

Alchemy Business Finance Orange Bailer in a field
“We’ve found the ability to finance and refinance our assets on the farm a simple and easy process with Alchemy Business Finance, funds were in our account quickly and without fuss. The rates for a tenant farmer like ourselves were very competitive and we also had the extra convenience of being able to change a machine for another machine further down the line within the agreement.”

J.R. and S.M. Richardson, Swindon

Frequently asked questions

Can we refinance the equipment, machinery or commercial vehicles the business already owns?

Yes, Alchemy Business Finance can help you unlock the capital in these items.

What items will Alchemy Business Finance fund the purchase for or refinance?

The funds you receive can be used for anything to do with your business.

Most equipment, machinery and vehicles can be refinanced no matter what its age.

How long are the agreements for?

Agreements run from 3 months to 5 years.

What information do I need to supply in my application?

Last 3 months business bank statements, utility bill and a form of photo identification.

How long does approval take?

This is normally achieved in 24 hours or less.

What can I use the money for when refinancing any equipment the business owns?

That is entirely up to you, we do not control this.

What security will be required to support the finance agreement?

Any agricultural equipment and any type of vehicle.

Who looks after the goods?

During the term of any lease you will be expected to pay to keep the goods insured and in good working order. We may ask to inspect the goods periodically.

How do I pay the monthly payments?

This has to be done by direct debit.

So, do you have an asset to refinance? Don’t delay, enquire today!

Finance is only available to agricultural businesses based in England, Scotland and Wales