Tractor Finance Designed for Modern Farming Businesses.
We understand the challenges farmers face and how difficult it is to raise funds from the bank to help your business run smoothly or grow. Even more challenging for tenant farmers, or those with a bad credit history.
- Simple, quick phone application
- Finance from £10,000 to £5,000,000
- Funding terms from 3 months to 5 years
- Bad credit history, large debts – No problem!
- High street banks unsupportive
- Tenant Farmers welcome
- Competitive Rates
- Tax Efficient
- Decision within 24 hours
- Simple, quick phone application
- Finance from £10,000 to £5,000,000
- Funding terms from 3 months to 5 years
- Bad credit history, large debts – No problem!
- High street banks unsupportive
- Tenant Farmers welcome
- Competitive Rates
- Tax Efficient
- Decision within 24 hours
Tractor Finance
We understand that tractors are essential working assets, not luxury purchases. Delays during drilling, silaging, harvesting or cultivation can have a major impact on farm productivity and profitability. That is why we focus on fast decisions, practical underwriting and flexible finance structures tailored to agriculture.
Unlike many mainstream funders, we take the time to understand the business behind the application, not simply the credit score.
What Can Be Funded?
We can help finance:
- New tractors
- Used tractors
- High-horsepower tractors
- Compact tractors
- Specialist agricultural tractors
- Dual-wheel tractors
- Forestry tractors
- Telehandlers and loader tractors
- Demonstrator models
We can consider equipment of almost any age, subject to condition and suitability.
Flexible Tractor Finance Solutions
Funding options may include:
- Asset Finance
- Refinance
- Sale and Leaseback
Terms are typically available from 6 to 60 months.
Why Farmers Choose Alchemy
- Agricultural sector specialists
- Fast decisions
- Asset-led underwriting
- Seasonal payment flexibility
- Support for tenant farmers
- Consideration for imperfect credit profiles
- Direct access to decision makers
Tractor Finance for Farmers Across the UK
We regularly support:
- Dairy farms
- Arable farms
- Mixed farms
- Agricultural contractors
- Livestock businesses
- Family farming operations
- Tenant farmers
Whether you are purchasing a new high-spec machine or refinancing existing assets to improve cashflow, our team understands the realities of modern farming.
Speak to Our Agricultural Finance Team
To discuss tractor finance options, contact Alchemy Business Finance Ltd today.
“Alchemy understood the pressures of farming and moved quickly when we needed to replace a tractor before harvest. The process was straightforward, and we had a decision far faster than we expected.”
Arable Farmer, Lincolnshire
Speak to our Partnership Team today on: 01604 969508, email: enquiries@abfltd.co.uk, or complete the form to get in touch.
Contact Up Acre on: 020 3941 7069, or email: info@upacre.co.uk
Our finance is only available to agricultural businesses based in England, Scotland and Wales.
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