We understand the challenges of farmers and how difficult it is to raise funds from the bank to help your business running smoothly. Even more so for tenant farmers, or those with a bad credit history.
  • Simple, quick phone application
  • Finance from £10,000 to £5,000,000
  • Funding terms from 3 months to 5 years
  • Bad credit history, large debts – No problem!
  • High street banks unsupportive
  • Tenant Farmers welcome
  • Competitive Rates
  • Tax Efficient
  • Decision within 24 hours

Financing case study:

£400,000 Bridging Loan for Inheritance Buyout

Location: Dorset

General Background

Two brothers inherited a profitable dairy farm, but one wanted to exit the business to pursue other interests. The remaining brother needed a short-term bridging loan to buy out his sibling’s share without selling land or interrupting operations.

Finance Background

  • Partnership
  • Property owned outright
  • Business producing solid profits
  • £50,000 overdraft, well managed
  • Below average credit score

Alchemy Funding Approach

  • Type: Bridging Loan
  • Term: 12 months
  • Loan to value: 60% on gross loan
  • All fees and interest added to the loan

Security

  • First charge on land and buildings

Rate

  • Set up fee: 2%
  • Exit fee: 1%
  • Interest: 1.2% per month

When you need us, we’re here to help you

Alchemy Business Finance Blue Tractor and Closed Bank
  1. Get in touch to see how we can help
  2. We’ll discuss your options
  3. Complete a short application to proceed
  4. Get your decision within 24 hours
  5. Funds are typically paid out within the next 48 hours

Call us today on: 01604 969508, email: enquiries@abfltd.co.uk, or complete the form to get in touch.

Our finance is only available to agricultural businesses based in England, Scotland and Wales.

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