British agriculture has never stood still. Farmers have always adapted to changing markets, weather conditions, government policy and consumer demand. However, the pace of change facing the industry in 2026 means many farming businesses are having to make important decisions about how they operate today and prepare for the future.
We understand the challenges farmers face and how difficult it is to raise funds from the bank to help your business run smoothly or grow. Even more challenging for tenant farmers, or those with a bad credit history.
- Simple, quick phone application
- Finance from £10,000 to £5,000,000
- Funding terms from 3 months to 5 years
- Bad credit history, large debts – No problem!
- High street banks unsupportive
- Tenant Farmers welcome
- Competitive Rates
- Tax Efficient
- Decision within 24 hours
- Simple, quick phone application
- Finance from £10,000 to £5,000,000
- Funding terms from 3 months to 5 years
- Bad credit history, large debts – No problem!
- High street banks unsupportive
- Tenant Farmers welcome
- Competitive Rates
- Tax Efficient
- Decision within 24 hours
Proudly supporting UK farmers
We understand the challenges farmers face because our funders have run all types and sizes of businesses for over 30 years and continue to do so. Their collective experiences in trying to raise finance for their own businesses under different economic climates has led to the formation of Alchemy Business Finance Ltd. We offer a personalised process and you will always have a dedicated account manager to talk with to better understand your needs. We will work fast and diligently to get you the finance you need.





Farm Secures £120,000 Funding Facility Ahead of Harvest Season
Harvest remains one of the most important periods in the farming calendar, with preparation and reliability playing a major role in a successful season.
Family Farm Turns Unused Buildings into a New Income Stream
Farm diversification continues to play an increasingly important role within British agriculture, as many families look at ways to create additional income alongside their existing farming operations.
Agricultural Contractor Secures £150,000 Funding Following Business Growth
Agricultural contractors provide essential services across the farming industry, helping farms access specialist machinery, skills and additional capacity during the busiest periods of the year.
Alchemy Business Finance Helps Welsh Livestock Farmer Secure £138,000 to Support Growth
When a livestock farmer in Carmarthenshire, Wales needed additional funding to invest in the future of their farming operation, they required a finance provider who understood the realities of agriculture — from seasonal cashflow pressures and rising costs to the need to act quickly when opportunities arise.
