Location: Shropshire
General Background
A small family-run beef operation wanted to expand by purchasing 10 weaned calves from a local breeder and for working capital. Cash flow was tight due to recent fencing and winter feed purchases, but this investment would support the next season’s income.
Finance Background
- Sole trader
- Small profit history
- No overdraft
- Poor credit history
- Good record of managing seasonal credit with local merchants
- No property owned
Alchemy Funding Approach
- Type: Sale & Leaseback
- Term: 36 months
- Funding security to value: 50%
Security
- Cultivator
- Quad bike
- Post driver
- Trailer
Rate
- 6.93% net

