We understand the challenges of farmers and how difficult it is to raise funds from the bank to help your business running smoothly. Even more so for tenant farmers, or those with a bad credit history.
  • Simple, quick phone application
  • Finance from £10,000 to £5,000,000
  • Funding terms from 3 months to 5 years
  • Bad credit history, large debts – No problem!
  • High street banks unsupportive
  • Tenant Farmers welcome
  • Competitive Rates
  • Tax Efficient
  • Decision within 24 hours

Financing case study:

£80,000 for Equipment Finance Restructuring

Location: Cambridgeshire

General Background

A well-established agricultural contractor was juggling six separate finance agreements across a fleet of tractors, spreaders and trailers. Rising rates and admin were causing strain. They sought a single, affordable solution with fixed payments to ease management.

Finance Background

  • Limited company
  • Turnover £1.2M
  • Two-year profit streak
  • £40,000 overdraft in use
  • Rejected by high street bank
  • Moderate credit score with a few missed payments in early COVID years

Alchemy Funding Approach

  • Type: Consolidation via Sale & Leaseback
  • Term: 60 months
  • Funding security to value: 50%

Security

  • 3 x Tractors
  • Sprayer
  • Tipper trailer
  • Loader
  • Van

Rate

  • 9.6% net

When you need us, we’re here to help you

Alchemy Business Finance Blue Tractor and Closed Bank
  1. Get in touch to see how we can help
  2. We’ll discuss your options
  3. Complete a short application to proceed
  4. Get your decision within 24 hours
  5. Funds are typically paid out within the next 48 hours

Call us today on: 01604 969508, email: enquiries@abfltd.co.uk, or complete the form to get in touch.

Our finance is only available to agricultural businesses based in England, Scotland and Wales.

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