Location: Cambridgeshire
General Background
A well-established agricultural contractor was juggling six separate finance agreements across a fleet of tractors, spreaders and trailers. Rising rates and admin were causing strain. They sought a single, affordable solution with fixed payments to ease management.
Finance Background
- Limited company
- Turnover £1.2M
- Two-year profit streak
- £40,000 overdraft in use
- Rejected by high street bank
- Moderate credit score with a few missed payments in early COVID years
Alchemy Funding Approach
- Type: Consolidation via Sale & Leaseback
- Term: 60 months
- Funding security to value: 50%
Security
- 3 x Tractors
- Sprayer
- Tipper trailer
- Loader
- Van
Rate
- 9.6% net

