We understand the challenges farmers face and how difficult it is to raise funds from the bank to help your business run smoothly or grow. Even more challenging for tenant farmers, or those with a bad credit history.
We understand the challenges farmers face because our funders have run all types and sizes of businesses for over 30 years and continue to do so. Their collective experiences in trying to raise finance for their own businesses under different economic climates has led to the formation of Alchemy Business Finance Ltd. We offer a personalised process and you will always have a dedicated account manager to talk with to better understand your needs. We will work fast and diligently to get you the finance you need.
When a livestock farmer in Carmarthenshire, Wales needed additional funding to invest in the future of their farming operation, they required a finance provider who understood the realities of agriculture — from seasonal cashflow pressures and rising costs to the need to act quickly when opportunities arise.
An agricultural contractor operating across the Midlands has improved cashflow and simplified operations after refinancing multiple existing agreements through a £180,000 facility provided by Alchemy Business Finance
Alchemy Business Finance has completed a £420,000 bridging facility for a Pembrokeshire farming business developing a rural diversification project.
The client, a mixed livestock farm, planned to convert an unused agricultural building into high-end holiday accommodation to create an additional income stream for the business.
A growing dairy farming business in Cheshire has secured a £95,000 funding package through Alchemy Business Finance to support herd expansion and infrastructure improvements.
A tenant farmer in Lincolnshire was able to complete the purchase of a replacement combine harvester after securing a £185,000 funding package through Alchemy Business Finance ahead of harvest.
Many farming businesses are asset-rich—but that strength isn’t always reflected in available cash.
We recently worked with a family-run farm in Devon facing a familiar challenge. The business had built up a strong base of machinery over time, all owned outright and central to its operation. At the same time, it needed to release capital to support ongoing improvements and strengthen overall cashflow.
We recently supported a beef and sheep farm in Cumbria that found itself in exactly that position. A neighbouring holding was dispersing, creating a rare opportunity to acquire additional livestock at favourable prices. For the business, it was a chance to strengthen future output and improve breeding capacity—but it required immediate action.
The business needed £74,000 to ease immediate pressures, maintain operations and ensure it entered the busier spring and summer months in a stable position. However, the uneven nature of income—common across equine businesses—meant that recent performance didn’t fully reflect the underlying strength of the operation.