We understand the challenges farmers face and how difficult it is to raise funds from the bank to help your business run smoothly or grow. Even more challenging for tenant farmers, or those with a bad credit history.
We understand the challenges farmers face because our funders have run all types and sizes of businesses for over 30 years and continue to do so. Their collective experiences in trying to raise finance for their own businesses under different economic climates has led to the formation of Alchemy Business Finance Ltd. We offer a personalised process and you will always have a dedicated account manager to talk with to better understand your needs. We will work fast and diligently to get you the finance you need.
An established agricultural contractor in the North East approached Alchemy Business Finance following a challenging 12-month trading period. While the business remained profitable and well regarded locally, significant investment in specialist fencing equipment — including a heavy-duty post drivers and associated machinery — had left monthly repayments stretching cashflow.
Alchemy Business Finance has completed a £38,500 asset finance facility for a small rural contractor based in the South East who had previously been unable to secure funding through high-street lenders due to historic credit issues, including CCJs.
Alchemy Business Finance has joined the funding panel of White Rose Finance Group, strengthening the range of specialist funding solutions available to brokers across the White Rose network.
Winter is often the toughest trading period for equestrian businesses. Shorter days, heavy ground conditions, higher feed costs and reduced event activity can all squeeze cashflow — particularly for smaller yards that rely on a mix of training, livery and seasonal competition income.
Earlier this year, Alchemy Business Finance worked with a specialist equestrian enterprise in the South West facing exactly this challenge — but with a slightly unusual twist.
Alchemy Business Finance has completed a £185,000 asset finance facility for a dairy farm in the Scottish Highlands, enabling the business to secure essential winter feeding and slurry handling equipment during a period when cashflow is typically under pressure.
Alchemy Business Finance has completed an £85,500 asset finance restructuring package for a mixed livestock farm in North Devon, consolidating multiple machinery finance agreements and delivering a significant reduction in monthly repayments.
For many farmers, diversification is no longer a “nice to have” — it’s a necessity. Rising input costs, price volatility, and pressure on traditional margins mean that on-farm retail, food production, and direct-to-consumer sales are increasingly vital to long-term resilience.
Cumbria, UK – Alchemy Business Finance has completed a £165,000 asset finance facility for a family-run livestock farm in Cumbria, enabling the purchase of essential winter handling and feeding equipment during a traditionally challenging time for farm cashflow.