Winter is often the toughest trading period for equestrian businesses. Shorter days, heavy ground conditions, higher feed costs and reduced event activity can all squeeze cashflow — particularly for smaller yards that rely on a mix of training, livery and seasonal competition income.
Earlier this year, Alchemy Business Finance worked with a specialist equestrian enterprise in the South West facing exactly this challenge — but with a slightly unusual twist.
We understand the challenges farmers face and how difficult it is to raise funds from the bank to help your business run smoothly or grow. Even more challenging for tenant farmers, or those with a bad credit history.
- Simple, quick phone application
- Finance from £10,000 to £5,000,000
- Funding terms from 3 months to 5 years
- Bad credit history, large debts – No problem!
- High street banks unsupportive
- Tenant Farmers welcome
- Competitive Rates
- Tax Efficient
- Decision within 24 hours
- Simple, quick phone application
- Finance from £10,000 to £5,000,000
- Funding terms from 3 months to 5 years
- Bad credit history, large debts – No problem!
- High street banks unsupportive
- Tenant Farmers welcome
- Competitive Rates
- Tax Efficient
- Decision within 24 hours
Proudly supporting UK farmers
We understand the challenges farmers face because our funders have run all types and sizes of businesses for over 30 years and continue to do so. Their collective experiences in trying to raise finance for their own businesses under different economic climates has led to the formation of Alchemy Business Finance Ltd. We offer a personalised process and you will always have a dedicated account manager to talk with to better understand your needs. We will work fast and diligently to get you the finance you need.





Alchemy Delivers £185,000 Asset Finance Facility for Highland Dairy Farm to Strengthen Winter Operations
Alchemy Business Finance has completed a £185,000 asset finance facility for a dairy farm in the Scottish Highlands, enabling the business to secure essential winter feeding and slurry handling equipment during a period when cashflow is typically under pressure.
Alchemy Restructures Farm Machinery Finance in North Devon, Reducing Outgoings by Over £2,000 Per Month
Alchemy Business Finance has completed an £85,500 asset finance restructuring package for a mixed livestock farm in North Devon, consolidating multiple machinery finance agreements and delivering a significant reduction in monthly repayments.
How Flexible Asset Finance Helped a Gloucestershire Farmer Launch a Farm Shop
For many farmers, diversification is no longer a “nice to have” — it’s a necessity. Rising input costs, price volatility, and pressure on traditional margins mean that on-farm retail, food production, and direct-to-consumer sales are increasingly vital to long-term resilience.
Alchemy Arranges £165,000 Asset Finance Deal for Cumbria Livestock Farm Ahead of Year-End
Cumbria, UK – Alchemy Business Finance has completed a £165,000 asset finance facility for a family-run livestock farm in Cumbria, enabling the purchase of essential winter handling and feeding equipment during a traditionally challenging time for farm cashflow.
Alchemy Business Finance Secures £10m Medium Term Note Facility from LGB & Co. Limited to Expand Agricultural Funding
As a direct funder dedicated exclusively to agriculture, Alchemy provides tailored finance solutions to farmers, equestrian businesses and forestry operators. The new MTN facility will enable the business to significantly grow its funding book across its two core product areas: asset finance and bridging loans.
Cheese, Change, and Capital: Supporting Dairy Diversification in Cumbria
Nestled near Carlisle, a midsize dairy farm faced an all-too-familiar challenge: surviving amidst falling milk prices. The farm had been under increasing...
73,000 Asset Finance Facility Helps Devon Farmer Upgrade to New Machinery
With the continued rise in input costs and the pressure to improve efficiency across UK farms, access to flexible finance is becoming increasingly important....
